ICHRA by state
ICHRA in all 50 states
ICHRA is a federal benefit that works in every state — but pricing, marketplaces, and incentives vary. Pick your state for real 2026 benchmark premiums and the rules that apply where you operate.
Alabama
Avg. Silver $631/mo · HealthCare.gov
Alaska
Avg. Silver $1,025/mo · HealthCare.gov
Arizona
Avg. Silver $604/mo · HealthCare.gov
Arkansas
Avg. Silver $752/mo · HealthCare.gov
California
Avg. Silver $582/mo · State exchange
Colorado
Avg. Silver $576/mo · State exchange
Connecticut
Avg. Silver $738/mo · State exchange
Delaware
Avg. Silver $685/mo · HealthCare.gov
Florida
Avg. Silver $675/mo · HealthCare.gov
Georgia
Avg. Silver $606/mo · State exchange · Tax credit
Hawaii
Avg. Silver $533/mo · HealthCare.gov
Idaho
Avg. Silver $486/mo · State exchange
Illinois
Avg. Silver $896/mo · HealthCare.gov
Indiana
Avg. Silver $472/mo · HealthCare.gov · Tax credit
Iowa
Avg. Silver $511/mo · HealthCare.gov
Kansas
Avg. Silver $691/mo · HealthCare.gov
Kentucky
Avg. Silver $603/mo · State exchange
Louisiana
Avg. Silver $661/mo · HealthCare.gov
Maine
Avg. Silver $717/mo · State exchange
Maryland
Avg. Silver $403/mo · State exchange
Massachusetts
Avg. Silver $435/mo · State exchange
Michigan
Avg. Silver $557/mo · HealthCare.gov
Minnesota
Avg. Silver $488/mo · State exchange
Mississippi
Avg. Silver $668/mo · HealthCare.gov
Missouri
Avg. Silver $666/mo · HealthCare.gov
Montana
Avg. Silver $692/mo · HealthCare.gov
Nebraska
Avg. Silver $745/mo · HealthCare.gov
Nevada
Avg. Silver $576/mo · State exchange
New Hampshire
Avg. Silver $400/mo · HealthCare.gov
New Jersey
Avg. Silver $538/mo · State exchange
New Mexico
Avg. Silver $604/mo · State exchange
New York
Avg. Silver $743/mo · State exchange
North Carolina
Avg. Silver $663/mo · HealthCare.gov
North Dakota
Avg. Silver $588/mo · HealthCare.gov
Ohio
Avg. Silver $524/mo · HealthCare.gov · Tax credit
Oklahoma
Avg. Silver $625/mo · HealthCare.gov
Oregon
Avg. Silver $556/mo · HealthCare.gov
Pennsylvania
Avg. Silver $589/mo · State exchange
Rhode Island
Avg. Silver $488/mo · State exchange
South Carolina
Avg. Silver $558/mo · HealthCare.gov
South Dakota
Avg. Silver $666/mo · HealthCare.gov
Tennessee
Avg. Silver $714/mo · HealthCare.gov
Texas
Avg. Silver $700/mo · HealthCare.gov · Tax credit
Utah
Avg. Silver $693/mo · HealthCare.gov
Vermont
Avg. Silver $1,289/mo · State exchange
Virginia
Avg. Silver $469/mo · State exchange
Washington
Avg. Silver $586/mo · State exchange
Washington, D.C.
Avg. Silver $565/mo · State exchange
West Virginia
Avg. Silver $1,047/mo · HealthCare.gov
Wisconsin
Avg. Silver $611/mo · HealthCare.gov
Wyoming
Avg. Silver $1,095/mo · HealthCare.gov
Health benefits the modern way
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